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Finance studies and addresses the ways in which individuals, businesses and organizations raise, allocate and use monetary resources over time, taking into account the risks entailed in their projects. The term finance may thus incorporate any of the following:

  • The study of money and other assets
  • The management and control of those assets
  • Profiling and managing project risks
  • As a verb, "to finance" is to provide funds for business.

Examples of some basic financial concepts


The activity of finance is the application of a set of techniques that individuals and organizations (entities) use to manage their financial affairs, particularly the differences between income and expenditure and the risks of their investments.

An entity whose income exceeds its expenditure can lend or invest the excess income. On the other hand, an entity whose income is less than its expenditure can raise capital by borrowing or selling equity claims, decreasing its expenses, or increasing its income. The lender can find a borrower, a financial intermediary, such as a bank or buy notes or bonds in the bond market. The lender receives interest, the borrower pays a higher interest than the lender receives, and the financial intermediary pockets the difference.

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prisca88 (prisca88) Thu, 05 Nov 2009 15:47:26 -0000
These business seminars are so inspiring. So much to learn about budgeting, finances, and credit establishment. And the free food is delish!
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brianvinay (Brian Vinay) Thu, 05 Nov 2009 09:29:37 -0000
Adult children's finances can be parents' business: Washington Post It's a good question, and one t.. http://bit.ly/1sk9cu
Adult children's finances can be parents' business: Washington Post It's a good question, and one t.. http://tinyurl.com/y8qvykt
1workfromhomes (Billions LEC) Thu, 05 Nov 2009 09:04:51 -0000
Adult children's finances can be parents' business: Washington Post It's a good question, and one t.. http://tinyurl.com/y8qvykt
Adult children's finances can be parents' business: Washington Post It's a good question, and one t.. http://bit.ly/1sk9cu
HomeBusinessHQ (Home Business) Thu, 05 Nov 2009 08:58:35 -0000
Adult children's finances can be parents' business: Washington Post It's a good question, and one t.. http://bit.ly/1sk9cu
Adult children's finances can be parents' business: Washington Post It's a good question, and one t.. http://bit.ly/3RMDBh
Sherreas (Sherrea Stephenson) Thu, 05 Nov 2009 08:53:26 -0000
Adult children's finances can be parents' business: Washington Post It's a good question, and one t.. http://bit.ly/3RMDBh
Adult children's finances can be parents' business: Washington Post It's a good question, and one t.. http://bit.ly/3RMDBh
minegraziano (Carmine Graziano) Thu, 05 Nov 2009 08:47:47 -0000
Adult children's finances can be parents' business: Washington Post It's a good question, and one t.. http://bit.ly/3RMDBh

 
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